Buying a Home in New Orleans?

The Green Mortgage Program from Finance New Orleans helps eligible buyers purchase a home while reducing upfront costs and improving energy efficiency. This program combines homebuyer assistance, energy upgrades, and financial support to make homeownership more affordable.

What You Can Get

Up to $25,000 in assistance for down payment or closing costs
0% interest loans for qualified buyers
Forgivable loan option for lower-income households
Free home energy assessment through Energy Smart
$2,500 stipend for energy-efficiency and resilience upgrades

Forgivable Loan for Lower-Income Buyers

Buyers earning below 80% of Area Median Income (AMI) may qualify for a 0% interest loan that can be fully forgiven after five years (as funds are available). Buyers earning up to 140% AMI may receive a 0% interest loan with deferred repayment options.

Who May Qualify

Household income under 140% AMI
Purchasing a home in Orleans Parish
Credit score of 640 or higher
Home must be used as your primary residence

Learn More About the Green Mortgage Program

Still Renting While You Search?

If you’re currently renting while preparing to buy a home, there are programs available right now that can help lower your energy bills and improve comfort.

Explore Programs for Renters

Need Help or Want to Stay Informed?

Have questions about energy-saving programs or want to be notified when new opportunities become available?

Send us a message and our team will help connect you with the right resources.

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