Health Insurance Premiums
Choice Plus Plan Summary
The United Healthcare Choice Plan Summary Sheet provides an overview of the City's healthcare plan, including medical, dental, and vision. For more questions, please contact your department's Human Resource Manager/ Personnel Officer or CAO Benefits Division.
Wellness Credits
The City Healthcare Plan focuses on employee wellness. To promote wellness, the City's Healthcare Plan provides premium discounts (known as wellness credits) for those who complete the specified wellness activities described in the Wellness Credit Compliance section.
The City pay a portion of the cost of an employee healthcare insurance premiums with the remainder deducted from the employee's paycheck. The amount of the City’s contribution and the employee contribution varies based on various factors, such as family size.
Employee contributions will default to the Non-Compliant Contribution amounts shown in the table below if employees do not complete the required activities to earn wellness credits. Employees who want to reduce the amount of money they pay toward premiums must complete ALL wellness activities described in the Wellness Program section of this site. Completion of all wellness activities are mandatory to receive the wellness credit and pay the reduced premium amount (compliant contribution) indicated below and should be completed by each adult plan member (an employee and his/her covered spouse or domestic partner).
Employees who cover their spouses are eligible for a $15 credit when one covered adult completes the wellness activities and a $30 credit when both complete the wellness activities.
The table below shows the standard rates for non-compliant contribution, as well as discounted rates (compliant contribution) for employees who complete the specified wellness activities.
Health Insurance Premiums for Employees and Retirees (Base Plan)
|
|
2024
Compliant Contribution
|
2024
Non-Compliant Contribution
|
|
Member
|
1 Non- Compliant Member
|
2 Non-Compliant Members
|
|
Employee Type
|
Tier
|
Biweekly
|
Monthly
|
Biweekly
|
Monthly
|
Biweekly
|
Monthly
|
|
Active Employees
|
Employee Only
|
$60.31
|
$130.67
|
$67.23
|
$145.67
|
N/A
|
N/A
|
|
Employee and Spouse or Domestic Partner
|
$203.55
|
$441.03
|
$210.47
|
$456.03
|
$217.40
|
$471.03
|
|
Employee and Child(ren)
|
$163.95
|
$355.21
|
$170.87
|
$370.21
|
N/A
|
N/A
|
|
Employee and Family
|
$240.94
|
$522.03
|
$247.86
|
$537.03
|
$254.78
|
$552.03
|
|
Retirees
(Under 65)
|
Retiree Only
|
N/A
|
$386.22
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Spouse or Domestic Partner
|
N/A
|
$755.75
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Child(ren)
|
N/A
|
$714.51
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Family
|
N/A
|
$992.76
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Medicare Disabled Retirees
(Under 65 with Medicare A & B)
|
Retiree Only
|
N/A
|
$244.77
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Spouse or Domestic Partner
|
N/A
|
$486.88
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Child(ren)
|
N/A
|
$575.37
|
N/A
|
N/A
|
N/A
|
N/A
|
Health Insurance Premiums for Employees and Retirees (Buy Up)
|
|
2024
Compliant Contribution
|
2024
Non-Compliant Contribution
|
|
Member
|
1 Non-Compliant Member
|
2 Non-Compliant Members
|
|
Employee Type
|
Tier
|
Biweekly
|
Monthly
|
Biweekly
|
Monthly
|
Biweekly
|
Monthly
|
|
Active Employees
|
Employee Only
|
$63.41
|
$137.38
|
$70.33
|
$152.38
|
N/A
|
N/A
|
|
Employee and Spouse or Domestic Partner
|
$210.26
|
$455.56
|
$217.18
|
$470.56
|
$224.10
|
$485.56
|
|
Employee and Children
|
$171.57
|
$371.74
|
$178.49
|
$386.74
|
N/A
|
N/A
|
|
Employee and Family
|
$249.11
|
$539.73
|
$256.03
|
$554.73
|
$262.95
|
$569.73
|
|
Retirees
(Under 65)
|
Retiree Only
|
N/A
|
$392.95
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Spouse or Domestic Partner
|
N/A
|
$778.46
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Child(ren)
|
N/A
|
$739.47
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Family
|
N/A
|
$1,029.32
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Medicare Disabled Retirees
(Under 65 with Medicare A & B)
|
Retiree Only
|
N/A
|
$249.04
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Spouse or Domestic Partner
|
N/A
|
$496.31
|
N/A
|
N/A
|
N/A
|
N/A
|
|
Retiree and Child(ren)
|
N/A
|
$595.44
|
N/A
|
N/A
|
N/A
|
N/A
|