Healthcare Premiums and Wellness Credits

Overview: The United Healthcare Choice Plan Summary provides details on the City's healthcare plan, including medical, dental, and vision coverage. For specific questions, contact your department's Human Resource Manager/Personnel Officer or the CAO Benefits Division.

Wellness Program

Our healthcare plan emphasizes employee wellness by offering premium discounts (wellness credits) for completing specific wellness activities.

Premium Structure

  1. The City pays a portion of employee healthcare insurance premiums.
  2. The remaining cost is deducted from the employee's paycheck.
  3. Contribution amounts vary based on factors like family size.

Wellness Credits and Premium Reduction

  1. Default Rate: Employees who don't complete wellness activities pay the Non-Compliant Contribution rate.
  2. Reduced Rate: Complete ALL wellness activities to pay the lower Compliant Contribution rate.
  3. Spouse Coverage: • $15 credit when one covered adult completes activities • $30 credit when both complete activities

Important Notes:

  • Wellness activities are mandatory for premium reduction.
  • Each adult plan member (employee and covered spouse/domestic partner) must complete the activities.

Health Insurance Premiums for Employees and Retirees (Base Plan)
  2026 Compliant Contribution 2026 Non-Compliant Contribution
Member 1 Non- Compliant Member 2 Non-Compliant Members
Employee Type Tier Biweekly Monthly Biweekly Monthly Biweekly Monthly
Active Employees Employee Only $60.31 $130.67 $67.23 $145.67 N/A N/A
Employee and Spouse or Domestic Partner $203.55 $441.03 $210.47 $456.03 $217.40 $471.03
Employee and Child(ren) $163.95 $355.21 $170.87 $370.21 N/A N/A
Employee and Family $240.94 $522.03 $247.86 $537.03 $254.78 $552.03
Retirees (Under 65) Retiree Only N/A $386.22 N/A N/A N/A N/A
Retiree and Spouse or Domestic Partner N/A $755.75 N/A N/A N/A N/A
Retiree and Child(ren) N/A $714.51 N/A N/A N/A N/A
Retiree and Family N/A $992.76 N/A N/A N/A N/A
Medicare Disabled Retirees (Under 65 with Medicare A & B) Retiree Only N/A $244.77 N/A N/A N/A N/A
Retiree and Spouse or Domestic Partner N/A $486.88 N/A N/A N/A N/A
Retiree and Child(ren) N/A $575.37 N/A N/A N/A N/A

Health Insurance Premiums for Employees and Retirees (Buy Up)
  2026 Compliant Contribution 2026 Non-Compliant Contribution
Member 1 Non-Compliant Member 2 Non-Compliant Members
Employee Type Tier Biweekly Monthly Biweekly Monthly Biweekly Monthly
Active Employees Employee Only $63.41 $137.38 $70.33 $152.38 N/A N/A
Employee and Spouse or Domestic Partner $210.26 $455.56 $217.18 $470.56 $224.10 $485.56
Employee and Children $171.57 $371.74 $178.49 $386.74 N/A N/A
Employee and Family $249.11 $539.73 $256.03 $554.73 $262.95 $569.73
Retirees (Under 65) Retiree Only N/A $392.95 N/A N/A N/A N/A
Retiree and Spouse or Domestic Partner N/A $778.46 N/A N/A N/A N/A
Retiree and Child(ren) N/A $739.47 N/A N/A N/A N/A
Retiree and Family N/A $1,029.32 N/A N/A N/A N/A
Medicare Disabled Retirees (Under 65 with Medicare A & B) Retiree Only N/A $249.04 N/A N/A N/A N/A
Retiree and Spouse or Domestic Partner N/A $496.31 N/A N/A N/A N/A
Retiree and Child(ren) N/A $595.44 N/A N/A N/A N/A