Healthcare Premiums and Wellness Credits

Overview: The United Healthcare Choice Plan Summary provides details on the City's healthcare plan, including medical, dental, and vision coverage. For specific questions, contact your department's Human Resource Manager/Personnel Officer or the CAO Benefits Administration Division.

Premium Structure

  1. The City pays a portion of employee healthcare insurance premiums.
  2. The remaining cost is deducted from the employee's paycheck.
  3. Contribution amounts vary based on factors like family size.

Leave Without Pay (LWOP) 

All employees on LWOP status are responsible for paying their healthcare premiums if they do not receive a paycheck.  In the event when an employee’s healthcare coverage is terminated for non-payment, they must wait until the first available Open Enrollment period to re-enroll into the City’s healthcare plan, and the coverage will not begin until January 1st of the following year.  All employees who are on LWOP status should contact the Benefits Administration Division to make payment arrangements.

Phone:  504-658-8615     Email:  benefits@nola.gov

Wellness Program

Our healthcare plan emphasizes employee wellness by offering premium discounts (wellness credits) for completing specific wellness activities.

Wellness Credits and Premium Reduction

  1. Default Rate: Employees who don't complete wellness activities pay the Non-Compliant Contribution rate.
  2. Reduced Rate: Complete ALL wellness activities to pay the lower Compliant Contribution rate.
  3. Spouse Coverage: • $15 credit when one covered adult completes activities • $30 credit when both complete activities

Important Notes:

  • Wellness activities are mandatory for premium reduction.
  • Each adult plan member (employee and covered spouse/domestic partner) must complete the activities.

Health Insurance Premiums for Employees and Retirees (Base Plan)

 

2027

Compliant Contribution

2027

Non-Compliant Contribution

Member

1 Non- Compliant Member

2 Non-Compliant Members

 Employee Type 

Tier

 Biweekly 

 Monthly 

 Biweekly 

Monthly

Biweekly

Monthly

Active

Employees

Choice Plan

 Employee Only

$60.31

$130.67

$67.23

$145.67

N/A

N/A

 Employee   and Child(ren)

$163.95

$355.21

$170.87

$370.21

N/A

N/A

 Employee and   Spouse or       Domestic Partner

$212.78

$461.03

$219.70

$476.03

$226.63

$491.03

 Employee and Family

$250.17

$542.03

$257.09

$557.03

$264.01

$572.03

Active

Employees

High-Deductible Health Plan

(HDHP)

 Employee Only

$46.31

$100.34

$53.23

$115.34

N/A

N/A

 Employee   and Child(ren)

$138.10

$299.21

$145.02

$314.21

N/A

N/A

 Employee and   Spouse or       Domestic Partner

$183.46

$397.49

$190.38

$412.49

$197.30

$427.49

 Employee and Family

$209.63

$454.20

$216.55

$469.20

$223.48

$484.20

Retirees

(Under 65)

 Retiree Only

N/A

$386.22

N/A

N/A

N/A

N/A

 Retiree and Spouse     or Domestic Partner

N/A

$775.75

N/A

N/A

N/A

N/A

 Retiree and Child(ren)

N/A

$714.51

N/A

N/A

N/A

N/A

 Retiree and Family

N/A

$1,012.76

N/A

N/A

N/A

N/A

Medicare

Disabled

Retirees

(Under 65

With Medicare

A & B)

 Retiree Only

N/A

$244.77

N/A

N/A

N/A

N/A

 Retiree and Spouse     or Domestic Partner

N/A

$506.88

N/A

N/A

N/A

N/A

 Retiree and Child(ren)

N/A

$575.37

N/A

N/A

N/A

N/A

 Retiree and Family

N/A

$577.56

N/A

N/A

N/A

N/A

 

Health Insurance Premiums for Employees and Retirees (Buy-Up Plan)

 

2027

Compliant Contribution

2027

Non-Compliant Contribution

Member

1 Non- Compliant Member

2 Non-Compliant Members

 Employee Type 

Tier

 Biweekly 

 Monthly 

 Biweekly 

Monthly

Biweekly

Monthly

Active

Employees

Choice Plan

 Employee Only

$64.50

$139.74

$71.42

$154.74

N/A

N/A

 Employee   and Child(ren)

$174.26

$377.56

$181.18

$392.56

N/A

N/A

 Employee and   Spouse or       Domestic Partner

$221.85

$480.67

$228.77

$495.67

$235.69

$510.67

 Employee and Family

$261.21

$565.96

$268.13

$580.96

$275.06

$595.96

Active

Employees

High-Deductible Health Plan

(HDHP)

 Employee Only

$50.50

$109.41

$57.42

$124.41

N/A

N/A

 Employee   and Child(ren)

$148.41

$321.56

$155.33

$336.56

N/A

N/A

 Employee and   Spouse or       Domestic Partner

$192.52

$417.13

$199.45

$432.13

$206.37

$447.13

 Employee and Family

$220.68

$478.13

$227.60

$493.13

$234.52

$508.13

Retirees

(Under 65)

 Retiree Only

N/A

$392.95

N/A

N/A

N/A

N/A

 Retiree and Spouse     or Domestic Partner

N/A

$805.83

N/A

N/A

N/A

N/A

 Retiree and   Child(ren)

N/A

$739.43

N/A

N/A

N/A

N/A

 Retiree and Family

N/A

$1,061.19

N/A

N/A

N/A

N/A

Medicare

Disabled

Retirees

(Under 65

With Medicare

A & B)

 Retiree Only

N/A

$249.04

N/A

N/A

N/A

N/A

 Retiree and Spouse     or Domestic Partner

N/A

$523.68

N/A

N/A

N/A

N/A

 Retiree and Child(ren)

N/A

$595.44

N/A

N/A

N/A

N/A

 Retiree and Family

N/A

$609.96

N/A

N/A

N/A

N/A