Owner-Occupied (FORTIFIED) Roof Program (NORA)
Protect Your Home with a Stronger, More Resilient Roof
Who it’s for
The program is intended for income-eligible, owner-occupied homeowners in New Orleans who are seeking to replace their roof with an IBHS FORTIFIED Roof™.
Program Overview
The Housing Trust Fund Owner-Occupied FORTIFIED Roof Program helps eligible New Orleans homeowners replace their roofs with an IBHS FORTIFIED Roof™, making homes more resilient while helping reduce the long-term burden of homeowners insurance costs. The program is expected to provide up to $25,000 in financial assistance for eligible roof replacements. Assistance may be fully forgivable for qualifying households, while some higher-income participants may be required to repay a portion of the funds.
When Available
Program launch information and application timelines will be announced soon.
FORTIFIED Legacy Home Renovation Loan Program (FNO)
This program is administered by Finance New Orleans
Purchase, Renovate, and Protect Your Home with New FORTIFIED Roof
Who Its For
Eligible homebuyers purchasing and renovating an owner-occupied, 1-4 unit home in Orleans Parish
Program Overview
The Legacy Home Renovation Loan Program combines a home purchase and renovation mortgage with up to 5% down payment assistance as a forgivable second mortgage. With the FORTIFIED Legacy Home Renovation Loan, eligible homebuyers may receive a forgivable second mortgage to finance a FORTIFIED roof and up to 5% in down payment assistance.
The program is designed to help New Orleans homebuyers invest in safer, more durable homes while reducing future storm and insurance risks.
When Available
- Program launch information and application timelines will be announced soon.
FORTIFIED RE-UP Loan Program (FNO)
This program is administered by Finance New Orleans
Upgrade Your Home with Accessible Financing for a New FORTIFIED Roof
Who It's For
- Existing homeowners with eligible1-4 unit residential homes in Orleans Parish
Program Overview
The FORTIFIED RE-UP Loan Program provides accessible, 0% interest loans for FORTIFIED roofs. RE-UP has no minimum credit score requirements and HTF funds are used to provide competitive financing for FORTIFIED roofs.
Borrowers who are eager to install a FORTIFIED roof, but don’t have access to a grant are encouraged to check our website to learn about income qualifications and other loan application requirements to determine if FORTIFIED RE-UP is a good fit. FNO offers loans other resilient and sustainable home upgrade loans through the RE-UP Program.
*Other terms and conditions apply. 0% interest rate is only offered for property owners utilizing the RE-UP Program for FORTIFIED roof upgrades
When Available
- Program launch information and application timelines will be announced soon.
Learn More