The Housing Trust Fund is helping create a stronger future for New Orleans by investing in affordable, safe, and resilient housing for residents and communities across the city.
Through a diverse range of programs, the Housing Trust Fund provides financial assistance and affordable financing to help homeowners, homebuyers, landlords, and developers build, purchase, renovate, and preserve quality housing. From FORTIFIED Roof™ upgrades and home renovation assistance to affordable new construction and rental property rehabilitation, these programs address critical housing needs while helping New Orleans prepare for future storms and other challenges.
Our investments support homeownership, housing affordability, property resilience, neighborhood stability, and long-term housing security. By partnering with local organizations and financial institutions, the Housing Trust Fund is expanding opportunities for residents to access and maintain quality housing while encouraging responsible development throughout New Orleans.
Explore the programs below to find the resources and opportunities available to help you build, strengthen, and protect your home or contribute to the future of affordable housing in New Orleans.
Notice : SMART Loan applications are now open: Apply Now
Key Dates
- September 18, 2026 @ 4 PM CST – Extended application due date for the SMART Loan Program
- September 28, 2026 - SMART Loan Conditional Award Letters Issued
- September 30, 2026 - Homeownership Construction Subsidies - Homeownership Expansion & Resilience Opportunities (HERO) program launch
- November 30, 2026 - Owner-Occupied Roof-FORTIFIED for Homeowners program launch
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