Hurricane Ida Insurance Deductible Assistance Program

The City of New Orleans, Hurricane Deductible Program, has temporarily stopped accepting new applications due to the overwhelming number of applications received.  However, we anticipate re-opening the program once additional funding has been secured. 

Thank you for your interest in the program.

The Mayor’s Office of Housing Policy and Community Development will begin accepting applications for assistance with Hurricane Ida Insurance Deductibles. Up to $2,000,000 in Neighborhood Housing Improvement Funds (NHIF) will be made available to Orleans Parish households earning up to 140% of the area median income which is about $98,140 for a family of 4. The program is expected to serve between 200-300 households.

Louisiana has one of the highest hurricane insurance deductibles in the country. The purpose of this program is to prevent displacement, allow homeowners to proceed with private insurance claims and seek FEMA assistance. Although FEMA does not pay for or reimburse insurance deductibles, applicants are encouraged to apply for FEMA assistance as soon as possible.

To be eligible for the New Orleans Hurricane Ida Insurance Deductible Program, an applicant must meet the following criteria:

• Sustained residential damage to your primary residence during Hurricane Ida;
• The primary residence is located within Orleans Parish;
• Household income is at or below 140% AMI; and
• The applicant does not have delinquent City taxes.

AMI Income Table

AMI	1-Person	2-Person	3-Person	4-Person	5-Person	6-Person	7-Person	8-Person
140%	68,740	78,540	88,340	98,140	106,120	113,960	121,800	129,640

 

Note: The program will remain active while funding is available. Payments will be made directly to the insurance provider.

The contact for the program is Richard Boseman, Director of Asset Management for the Office of Housing Policy and Community Development via email at rnboseman@nola.gov or slharris@nola.gov or 504-658-4350 by phone. 

To apply, you must provide the following in addition to the application below:

• Proof of identification (driver's license, state ID...)
• Proof of income (2 paycheck stubs, unemployment, social security, pension letter…..)
• Proof of ownership (Act of Sale, Donation, Succession….)
• Proof of insurance (Current Homeowners Insurance policy)
• Proof of non-delinquent property taxes
• Repairs estimate (written quote)

If you are unable to upload the required documents while submitting your application, please email your documents to slharris@nola.gov or drop them off at 1340 Poydras St, 10th Floor.